Do you have headaches due to high loan rates?
Do you have blurry vision trying to find a Surcharge-FREE ATM?
Are you sick to your stomach about a low credit score?
You may have bankitis.

What is Bankitis?

Bankitis occurs when you bank at a for-profit financial institution who only care about their board of directors and stockholders.
Symptom 1

Have you called customer service, only to get someone you couldn't understand?
Symptom 2

Have you gone to the bank, only to find them closed?
Symptom 3

Have you waited in line FOREVER at your bank?

Symptom 4

Does the sight of unexpected fees make your blood pressure rise?
Symptom 5

Do you have anxiety over low Certificate rates?

The cure for bankitis

The cure is UBI Federal Credit Union. You see, we aren’t your traditional financial institution. We’re not-for profit, which means we aren’t in it for the money. We’re here to help our members, which is what we call our customers. We still do the traditional banking things like saving/checking accounts, all types of loans, including student loans, mortgages, debit & credit cards and more, but instead of distributing our profits to shareholders, we put the money back into the credit union in the form of lower fees and better rates. We’re local. We’ve been in your neighborhood since 1951.
Personal Banking
Your Financial Partner
east
Loans and Credit
Financing and Credit Solutions
east
Mortgages
Home Loan Options
east
ATM Services
Convenient ATM Access
east
Direct Deposit
Fast, Secure Deposits
east
Retirement
Secure Your Future
east
Myth #1: You must meet strict eligibility requirements.
keyboard_arrow_down
Fact: While credit unions do require that members meet certain requirements to satisfy a common bond, many of these are broad, and few of them truly limit membership. For example, to open an account at UBI Federal Credit Union, just lust need to live, work, worship or go to school in Hartford County.
Myth #2: Getting to the ATM is difficult because my branch isn’t nearby.
keyboard_arrow_down
Myth #3: Changing my banking from a traditional bank to a credit union will be a hassle.
keyboard_arrow_down
Myth #4: With all the fancy advertising, banks must have more money than credit unions.
keyboard_arrow_down
Myth #5: Credit unions don’t offer reward programs.
keyboard_arrow_down
Common Myths Vs. Facts
If you have a different question!
Contact Us
east

Testimonials

Our members' voices are at the heart of everything we do. Read their stories to learn how we’ve helped them achieve financial success and build a stronger community.

"Yuri is awesome."

Tashana C.

"UBI Federal Credit Union was so easy to do business with. We financed our boat and refinanced our vehicles with them at great rates! I will do business with them again!"

Deb Luberto

“Been with you 20 something years. Best credit union, 100%.”

Cindy P.

"A very friendly atmosphere with great staff willing to help you with your financial need. Great rates."

Richard Carlo

“The MSR’s are very polite, personable, accurate, helpful, and knowledgeable. It’s one of the reasons I love banking here.”

Michelle B.

“I love to come here. Everyone is great and is so helpful! I have been coming here all my life and I have never had another credit union or bank. Everyone is great here.”

Wendy T.

“I have been a member of UBI since 1984. It is by far the best banking institution I have ever belonged to. The staff is second to none. I will be a lifetime member and supporter of UBI.”

Keely R.

Copyright © 2025 UBI Federal Credit Union
Designed by Agape Designs LLC